Many people mix up Mediclaim and health insurance. The terms sound similar, but they do different jobs. One covers a narrow set of medical costs. The other covers a wider range of health needs. This difference affects how much protection you get, how claims work, and how much you pay.This guide breaks down both options…
Maternity coverage helps pay for medical care during pregnancy and childbirth. It eases the financial stress many families face when planning for a baby. A health insurance policy with maternity benefits usually covers prenatal visits, tests, delivery, and basic newborn care. Insurers treat pregnancy as a planned medical event. Because of this, policies often follow…
Many people ask if they can pay health insurance premiums every month instead of once a year. The short answer: yes, you can, but a few conditions apply. How Monthly Premiums Work? Most insurers let you choose how often you want to pay—monthly, quarterly, half-yearly, or yearly. The Insurance Regulatory and Development Authority of India…
Life is unpredictable, and illnesses or accidents can happen without warning. With healthcare costs in India rising sharply, health insurance has shifted from being optional to being essential. The COVID-19 pandemic prompted many to purchase policies, but choosing the right sum insured still confuses most people. Medical inflation adds another challenge. An amount that feels…
Most health insurance plans today come with lifelong renewability, which means you and your family remain covered for your entire lifetime. But does this mean you must stick with the same insurer forever? Not necessarily. At times, insurance companies raise premiums without adding new benefits, while other insurers may offer better features at a lower…
IVF insurance, also called fertility insurance, helps cover the cost of assisted reproduction treatments like In Vitro Fertilization (IVF). This includes doctor visits, diagnostic tests, medication, and procedures. In India, not all health insurance plans cover IVF or other assisted reproductive treatments (ART). Some insurers do, either as part of broader policies or as optional…
Health insurance is an essential aspect of our lives, providing financial protection in case of unexpected medical expenses. With numerous insurance providers in the market, choosing the right health insurance plan can be a challenging task. Two prominent players in the health insurance industry are Star Health Insurance and Care Health Insurance. In this article,…
Yes, kidney stone surgery is usually covered by most health insurance plans, but the exact details—like waiting periods and out-of-pocket costs—can vary depending on your specific policy. Typically, insurance covers things like diagnostic tests, doctor consultations, hospital stays, and medications after the surgery. However, it’s always a good idea to review your policy carefully and…
Health insurance is no longer optional—it’s a necessity. Health insurance protects you from big medical bills. Medical costs are rising every year, and a single hospital visit can put a huge dent in your savings. While most people understand the importance of health insurance, many still find themselves asking: When is the right time to…
As healthcare costs keep going up, more and more people are looking for higher coverage in their health insurance plans. In the past, a health policy with Rs 5 lakh might have seemed enough, but now many are choosing plans with coverage as high as ₹15 lakhs or ₹20 lakhs. This shift has led insurance…
